$3,267 Supplement in Singapore in October 2025: In October 2025, Singapore’s Workfare Income Supplement (WIS) scheme introduced an enhanced payout of up to S$3,267, marking a significant increase aimed at supporting low-wage workers, particularly seniors and persons with disabilities. This initiative reflects the government’s ongoing commitment to bolster the financial well-being of its citizens.
$3,267 Supplement in Singapore in October 2025-Overview
| Article on | $3,267 Supplement in Singapore in October 2025: Check Eligibility & Deposit Date |
| Supplement Name | Workfare Income Supplement (WIS) |
| Maximum Payout | S$3,267 (10% cash, 90% CPF MediSave) |
| Eligibility | Singaporeans 60+ or with disabilities, earning S$500–S$3,000/month |
| Payment Schedule | Employees: 2 months after work; SEPs: after income declaration |
| Purpose | Support low-wage workers & enhance retirement savings |
Understanding the $3,267 Supplement
The WIS scheme, established in 2007, provides financial assistance to lower-wage Singaporean workers to encourage work participation and enhance retirement savings through CPF contributions. From 2025, the maximum annual payout for seniors aged 60 and above, as well as persons with disabilities, has been raised to S$3,267. This amount is distributed as 10% cash and 90% CPF MediSave contributions.
Eligibility Criteria
To qualify for the enhanced WIS payout, applicants must meet the following criteria:
- Age: Must be 60 years or older by 31 December of the work year, or be a person with disabilities of any age.
- Citizenship: Must be a Singapore Citizen.
- Income: Earn a monthly income of at least S$500 and not more than S$3,000.
- Property Ownership: Live in a property with an annual value of S$21,000 or below, and own no more than one property.
- Spousal Income: If married, the combined assessable income of both spouses must not exceed S$70,000.
Payment Structure and Deposit Dates
For employees, WIS payouts are made monthly, two months after the month of work. For instance, work done in August 2025 will result in a payout by the end of October 2025. Self-employed persons (SEPs) receive their payouts after declaring their income to the Inland Revenue Authority of Singapore (IRAS), with payments typically made by the end of April or two months after the income declaration.
“The $3,267 supplement is more than cash—it’s a step towards financial security.
Helping low-wage workers today builds a stronger, stable tomorrow.”
Real-Life Scenarios
- Maria (Age 62, Part-Time Supermarket Worker): As an employee earning S$2,000 per month, Maria qualifies for the full enhanced WIS payout. She receives S$200 in cash and S$1,800 in CPF MediSave contributions monthly, totaling S$2,000 in WIS benefits.
- Raj (Age 61, Self-Employed Taxi Driver): Raj declares his income to IRAS and receives a quarterly WIS payout. Assuming he qualifies for the maximum amount, he would receive S$1,000 in cash and S$9,000 in CPF MediSave contributions annually, totaling S$10,000 in WIS benefits.
- Aisha (Age 35, Café Assistant): Although Aisha is under 60, she qualifies for WIS due to her income level and property ownership status. She receives S$1,500 in cash and S$13,500 in CPF MediSave contributions annually, totaling S$15,000 in WIS benefits.
Comparison with Other Schemes
Compared to other government assistance programs, WIS stands out by focusing on work participation and long-term savings. While schemes like the U.S. Earned Income Tax Credit (EITC) provides tax refunds to low-income workers, WIS combines immediate cash support with mandatory retirement savings, fostering both short-term relief and long-term financial independence.
How to Check Eligibility
To determine eligibility for WIS, individuals can visit the official CPF website and use the WIS eligibility tool. Additionally, they can log in to their Singpass account to access personalized information and submit necessary documents.
Tips to Maximize WIS Benefits
- Regular Income Declaration: For SEPs, timely and accurate income declarations to IRAS ensure that WIS payouts are received promptly.
- CPF Contribution Awareness: Understanding CPF contribution rates and ensuring that contributions are made regularly can enhance the benefits received under WIS.
- Property Ownership Considerations: Being mindful of property ownership criteria can prevent disqualification from the scheme.
Policy Goals Behind the $3,267 Increase
The increase in WIS payouts aligns with Singapore’s broader policy objectives:
- Encouraging Work Participation: By providing financial incentives, the government aims to motivate individuals to remain in or re-enter the workforce.
- Enhancing Retirement Savings: The mandatory CPF contributions ensure that workers are building their retirement funds, promoting long-term financial security.
- Supporting Vulnerable Groups: The focus on seniors and persons with disabilities addresses the specific challenges faced by these groups, ensuring they receive adequate support.
Final Thoughts
The enhanced WIS payout of up to S$3,267 in October 2025 represents a significant step towards supporting low-wage workers in Singapore. By meeting the eligibility criteria and understanding the payment structure, individuals can fully benefit from this scheme, ensuring both immediate financial relief and long-term retirement security.
FAQs for $3,267 Supplement in Singapore in October 2025
What is it?
Enhanced Workfare Income Supplement (WIS) for low-wage workers.
Who qualifies?
Singaporeans aged 60+ or with disabilities, earning $500–$3,000/month, meeting property rules.
How is it paid?
10% cash, 90% CPF MediSave.
When is it deposited?
Employees: 2 months after work; Self-employed: after income declaration.
How to check eligibility?
Use the CPF WIS tool or Singpass.
