$1,647.34 Survivor Allowance Payment For these Canadians in October 2025:Losing a spouse or a common-law partner is one of life’s most challenging experiences. During such a difficult time, financial stability can be just as crucial as emotional support.
For Canadians aged 60 to 64 who find themselves widowed, the Allowance for the Survivor offers a significant lifeline. In October 2025, this allowance was set at $1,647.34, providing much-needed financial relief. This blog dives deep into the details of this benefit, including eligibility criteria, payment schedules, how to apply, and tips for maximizing its impact on your financial planning.
$1,647.34 Survivor Allowance Payment For these Canadians in October 2025-Overview
| Article on | $1,647.34 Survivor Allowance Payment For these Canadians in October 2025: Check Eligibility & Payment Date |
| Payment Amount | $1,647.34 (October 2025) |
| Eligibility | Widowed Canadians aged 60–64 |
| Residency Requirement | Must have lived in Canada ≥10 years after age 18 |
| Payment Date | Last business day of October 2025 (Oct 29) |
| Tax Status | Non-taxable |
What Is the Allowance for the Survivor?
The Allowance for the Survivor is a federal program under Canada’s Old Age Security (OAS) system. It was designed to support individuals who are widowed and not yet eligible for the full OAS pension. Essentially, it helps bridge the financial gap for those aged 60 to 64, offering them a consistent monthly income until they reach the age of 65.
Key Features of the Allowance
- Non-Taxable Benefit: The allowance is not taxed, meaning you receive the full amount without deductions.
- Quarterly Adjustments: The payment amount is adjusted every quarter—January, April, July, and October based on inflation and changes in the Consumer Price Index (CPI).
- Income-Based: Your annual net income from the previous year determines the exact amount you receive. The maximum for October 2025 is $1,647.34 per month.
“The Survivor Allowance helps widowed Canadians regain stability and plan for a brighter tomorrow.”
Eligibility Criteria for the Survivor Allowance
Not everyone qualifies for this benefit. To ensure you are eligible, you must meet the following criteria:
- Age Requirement: You must be between 60 and 64 years old. Once you reach 65, you transition to the regular OAS pension system.
- Marital Status: You must be widowed. This includes individuals whose spouse or common-law partner has passed away. You cannot be remarried or in a new common-law relationship to qualify.
- Residency: Applicants must be Canadian citizens or legal residents. Additionally, you should have lived in Canada for at least 10 years after turning 18.
- Income Threshold: Your annual net income must be below a certain threshold. This threshold varies depending on your situation, such as whether you have dependents or other sources of income.
- Special Cases: Some individuals under sponsorship agreements may not qualify unless specific conditions are met, such as the sponsor passing away or being imprisoned for more than six months.
How Much Is the Payment?
As of October 2025, the maximum monthly payment is $1,647.34. The exact amount you receive depends on your previous year’s income. Here are some important points to keep in mind:
- Quarterly Adjustments: The amount is reviewed quarterly to account for inflation. The October payment reflects the most recent CPI adjustment.
- Payment Date: Payments are typically issued on the last business day of each month. For October 2025, the payment is scheduled for October 29, 2025.
- Income Reduction: If your annual income exceeds the limit, your monthly allowance will be reduced accordingly.
Final Thoughts
The $1,647.34 Survivor Allowance payment in October 2025 is an essential support mechanism for Canadians aged 60 to 64 who have lost a spouse or common-law partner. By meeting the eligibility criteria and submitting a timely application through Service Canada, individuals can access this benefit to stabilize their financial situation during a challenging time.
FAQs for $1,647.34 Survivor Allowance Payment For these Canadians in October 2025
Who is eligible for the Survivor Allowance?
Widowed Canadians aged 60–64, not remarried, with income below the threshold.
How much is the payment in October 2025?
$1,647.34 per month (maximum amount).
When is the payment made?
On the last business day of the month for October 2025, it’s October 29.
How do I apply?
Apply online, by mail, or in person at a Service Canada Centre.
Is the allowance taxable?
No, it is non-taxable.
